How to manage your credit card

Almost every university/graduate student holds one or more credit cards. These cards issued by banks is to cultivate our good consuming habits. But more and more problems have been happening: excessive withdraw the credits, card losing, using other's card illigally, and so forth. It has been increasingly important to keep good consuming habits and our credit cards to provent losing them and excessive withdrawing. Here are some suggestions:

  1. keep your cards away from your ID card;
  2. Keep your cards' password secret, since most of check-out clerks always ignore the signiture, but depends on the password;
  3. Keep your cards' number secret, especially when you use it on the Internet, please confirm it was a famous website, and has a good privacy terms.
  4. If you use it to buy something, please don't forget to pay the bill to banks, otherwise you will pay higher interests than general credits.
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